If you’re a small business owner, especially if you travel frequently, getting a business credit card is a win-win for a variety of reasons. The best travel business cards allow you to earn extra points every time you book a flight or stay at a hotel.
But in addition to the day-to-day process of earning reward points, the best business credit cards for travel can help provide underrated perks and protections. Let’s take a look at the great travel credit card perks that every business owner looks for and why it’s so valuable for your business, even if the card charges an annual fee.
The biggest benefit of a travel business card: travel protection.
The best business travel credit cards aren’t just about welcome offers, airport lounge access, and great rewards. If you look at the fine print of credit card benefits, there are valuable perks that not all cards offer. That’s travel compensation.
If you have an accident with your rental car while on a business trip, who will pay for the damage? Do you really want to buy personal car insurance? Instead of paying a lot of money for additional car insurance to the rental car company, you can buy a car insurance policy for your business. You may be able to cover this with a credit card.
Enter your Ink Business Preferred® credit card.
The Chase Ink Business Preferred® Credit Card comes with several valuable travel protections, including:
Auto Rental Collision Damage Compensation Trip Cancellation/Interruption Insurance
You may not need auto rental insurance coverage. Ideally, no accidents occur while driving a rental car. But if you drive your rental car on business trips more than once a year, the Ink Business Preferred® Credit Card’s free car rental collision liability waiver is well worth the $95 annual fee.
Having extra protective gear on hand for your trip will give you invaluable peace of mind.
Another great perk: Purchase Protection
There’s another benefit of the Ink Business Preferred® Credit Card that most people may not know about. This card comes with free cell phone insurance. Just sign up to pay your business cell phone bill with the Ink Business Preferred® Credit Card and get up to $1,000 per claim for theft or damage to your cell phone (or your employee’s cell phone). You will receive a $100 deductible for each claim. (shown on your phone bill).
Mobile phones are central to every business owner’s life. Getting an additional $1,000 in coverage could help get your business back on track if your phone is damaged or stolen. (Limitations, limitations and exclusions apply.)
conclusion
The best business credit cards can help you maximize rewards on your business’s daily expenses in several important ways. Whether you want to earn more rewards points on business trips, get better perks on business bookings, or get free airport lounge access, some of the best travel business cards can help you achieve these goals. Helpful.
But in addition to earning rewards, take a closer look to see if your business credit card offers valuable purchase protection. Some cards, like the Ink Business Preferred® Credit Card, come with built-in travel protection to make life easier on your next business trip.
Having extra coverage for unpleasant situations like a rental car crash or a broken cell phone is worth every penny of your business credit card’s annual fee.
