Not many investors know whether they are investing in the right funds or whether their fund portfolios are on track. The Portfolio Doctor assesses the health of the Fund’s portfolio, examines its suitability to the scheme and its objectives, and recommends corrective action where necessary. The advice given is based on the fund’s performance, the investor’s risk profile and financial objectives.
Abhishek Wadgaonkar is saving for his children’s goals and retirement. Doctors advise:
Portfolio check-up
I have been investing in equity funds and PPF for 10-12 years. Through heavy investments and aggressive allocation, I was able to build a sizable portfolio. The goal is ambitious, but easily achievable with regular investments. If 5 is small, it is possible to retire at the age of 55. % increase in SIP. Some funds within the portfolio consistently underperform. The portfolio is heavily skewed toward small-cap and mid-cap funds. There is a need to reduce exposure to mid-cap and small-cap segments. Large-cap funds will provide more stable returns. doctor
Investing directly in stocks involves risk. Consider moving to mutual funds. Make sure that the contribution to the PPF account of parents and minor children is within the annual limit of Rs 1.5 million. For NPS, choose a conservative allocation with no more than 20% in equity funds. Review your investments and rebalance at least once. As you approach your goal, reduce your risk so you don’t miss your goal.
If you need help, please contact us
If you would like us to look at your portfolio, please email etwealth@timesgroup.com with the subject line “Portfolio Doctor”. Please mention the following information:
Name of the fund you own. Present value of investment. Are you running a SIP with any of your funds? Financial goals invested. The amount of money needed for each financial goal. Distance to each target.
