Capital One will launch its first luxury hotel program, Premier Collection, in 2023, joining established hotel programs from American Express, Chase and Citi.
Capital One Travel has since expanded this into a lifestyle collection. This collection is open to a wider range of cardholders than the Premier Collection, allowing more people to use Capital One Miles to book boutique hotels and enjoy benefits typically reserved for those with hotel status. It will be.
But will this program change the way you choose hotels? Here’s what you need to know.
Related: How to save 10% off all hotels and 5% off all flights with Capital One
What is Capital One Lifestyle Collection?
The Lifestyle Collection includes boutique properties in sought-after locations. These accommodations incorporate modern design and highlight local art and culture. It also features access to quality dining and unique entertainment.
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The Lifestyle Collection includes well-known brands such as Virgin Hotels, The Standard, Design Hotels and The Line, as well as smaller boutique hotels such as The Ludlow in New York City and The Lyle in Washington, DC. Hilton, Hyatt, Marriott, and IHG are not included in the collection.
Related: Best Capital One Credit Cards
Which credit cards include access to the Lifestyle Collection?
The Lifestyle Collection is available to the following cardholders:
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The Lifestyle Collection doesn’t have as impressive a list of benefits as the Premier Collection, but it does provide access to hotel programs for some cardholders who can’t justify paying a higher annual fee for Venture X or Venture X Business. Masu.
Related: Is Capital One Venture X worth the annual fee?
What are the benefits of the Lifestyle Collection?
Earn bonus miles on your purchase when you book a Lifestyle Collection hotel through Capital One Travel. Venture X and Venture X Business cardholders earn 10 miles per dollar spent, and Venture and Spark Miles cardholders earn 5 points per dollar spent.
In addition to earning bonus miles, the Lifestyle Collection also offers:
$50 Experience Credit towards rooftop drinks, hotel signature restaurants, room service and other activities Free Wi-Fi Room upgrades (if available) Early check-in and late check-out (if available)
Additionally, there are no minimum stay requirements to book a Lifestyle Collection Hotel. This is very different from Amex’s The Hotel Collection, which requires a minimum two-night stay.
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Free Wi-Fi and the chance for early check-in (not guaranteed) probably won’t sway your decision to choose a hotel for your next trip. Still, the $50 Experience Credit and the ability to earn bonus miles on boutique hotel stays can make booking through Lifestyle Collection a better option than booking a stay directly through the hotel’s website. There is a gender.
Related: Compare luxury hotel programs from credit card issuers: Amex, Capital One, Chase, Citi
How to book a stay at a Lifestyle Collection hotel
To book a hotel in the Lifestyle Collection, you must book through Capital One Travel.
Once logged in, you can click on the (Premium Stays) tab or (Hotels) in the top right to view accommodation options for both Lifestyle and Non-Lifestyle Collections.
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Search for your desired destination as usual.
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If you select the (Hotels) tab, you can filter for premium stays in your current location.
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Scroll through the list to see hotel highlights, including available amenities and rates. Click on a hotel to see details about its services and location.
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Earn 5 to 10 Capital One miles per dollar spent on paid reservations with these cards. According to TPG’s October 2024 valuation, these miles are worth 1.85 cents each, giving you a healthy return on spend of 9.25% to 18.5%.
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Finally, you can choose to pay in cash or redeem for 1 cent per mile. (We recommend paying with cash, as you can get even better deals with Capital One miles when you redeem them for other rewards.)
Related: How to earn, redeem, and transfer Capital One miles
Can I use Capital One miles to pay for a Lifestyle Collection?
yes. The Lifestyle Collection is offered through the Capital One portal, so you can redeem miles at a rate of 1 cent per mile.
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This is a lower redemption value than TPG’s October 2024 valuation of 1.85 cents that you can get by transferring miles to a transfer partner, but if you have a large amount of miles or prefer your plan to other miles, It’s a good option if it suits you. option.
Related: Tips and tricks to get the most value from your Capital One miles
Are lifestyle collections worth it?
The available hotels are not exclusive to the Lifestyle Collection, so we recommend researching and comparing prices before booking. You may be able to find a better price directly from the hotel’s site or through a third-party booking agent such as Hotels.com.
Additionally, a hotel’s status may not be recognized, thereby sacrificing any additional earning potential or benefits associated with the status.
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Still, Venture X and Venture It can be a great option.
Related: Who should (and shouldn’t) get the Capital One Venture X card?
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The Capital One Lifestyle Collection is available to a wider range of cardholders than the Premier Collection, but offers fewer benefits. If you don’t want to pay a high annual fee for a premium credit card and don’t have hotel status, it can be a good way to enjoy hotel benefits.
Related: 9 considerations when booking through a portal vs. directly
